Consent Management

Overview

The Consent Management Microservice stores the consents received from the Third-Party Provider (TPP). In Temenos Digital Banking Channels, there is a concept called Account Aggregation. This is to aggregate account information from other banks held by the same customer and provide a seamless experience in the current digital channel (like initiating funds transfers, the ability to view all balances in a single place, and so on). The TPP or External aggregators bring these details into the Temenos Digital fold (for example, Salt Edge).

Consent Management Microservice is used to create, modify, and retrieve consents. As a part of account aggregation, it is essential to record customer consent to retrieve their account information from TPP. The Consent Management Microservice is used to maintain the consent given by the user and defines the consent scope.

Architecture